Bestmed

Why choose Bestmed?

The fact that Bestmed is indeed your BEST choice for peace of mind is evident in four qualities unique to Bestmed.

Bestmed offers security

The saying that ‘the only security you have, is the fact that there is no security at all’ does not apply to Bestmed. Our very existence is rooted in providing security, which is also our basic point of departure. The fact that as a mutual scheme, we operate on a non-profit basis and that the scheme therefore belongs to its members, is your warranty that we put your interests first.

Bestmed offers diversity

Bestmed offers you a choice of nine different benefit options. These range from a traditional benefit structure linked to a savings account for day-to-day expenses to an option that offers new generation benefits. The unique structure of our savings plan ensures that there is no cross-subsidization of normal day-to-day expenses. All unused funds in your personal savings account are transferred to the next benefit year.

What makes Bestmed special?

Consider the following:

• We have been in operation for more than 39 years, and we are now providing medical benefits to second-generation dependants who have opted to become principal members of our scheme.
• We are currently providing health care cover to more than 70 000 lives.
• We are one of the few schemes in South Africa that have succeeded in keeping our administration costs at below 6% of contribution fee income.
• We are one of the fastest paying schemes in the industry.

Bestmed understands the human need to belong and prosper

As a mutual scheme Bestmed belongs to its members. Accordingly the Board of Trustees is democratically elected by members. Because members’ concerns come first, we regularly evaluate utilization patterns to ensure that we keep in touch with your health care needs, and we continuously monitor claim patterns so that we can speedily pinpoint changes that need to be made in the funding of health care.

Options

	You're young and ambitious. You keep healthy and care about your wellness, but you want inclusive in-hospital cover for in case anything was to happen and you are faced with expensive hospital costs. You also find value in benefits like oral contraceptives and flu vaccines. Beat1♥ is the option that perfectly suits your dynamic lifestyle.
	You and your partner believe that prevention is better than cure and therefore value flu vaccines, immunisations and contraceptives. However, you understand that life is unpredictable, so you are looking for extensive hospital cover and want to have access to chronic disease medication. Beat2♥ is the ideal cover for your small family.
	You are starting your own family. You are looking for an affordable plan with good maternity benefits. You also want a broad range of hospital benefits and cover for unforeseen chronic disease medicines. Beat3♥ comfortably fits in with your evolving life.
	You are a healthy, growing family and you require a reliable hospital plan with adequate day-to-day cover. Being happy and healthy is important to you so you value good preventative care such as vaccines, PAP smears, and HIV testing. Chronic medicine cover is also of absolute importance to you. Pace1♥ will take care of your family.
	You are a settled family in need of inclusive day-to-day cover and freedom of choice when it comes to doctors and specialists. You also require great out-of-hospital benefits and the assurance that comes with thorough chronic conditions cover. Enjoy peace of mind in that Pace2♥ will take great care of your family.
	You are a mature family with a diverse range of medical needs. As much as you live by the rule that prevention is better than cure, you still need very inclusive chronic and hospital cover. You also want access to day-to-day medical cover without affecting your savings. With Pace3♥ you can rest assured your family is always protected.
	You are an older family who may have above average medical costs. You need the comfort of extensive benefits for preventative, day-to-day medical care, maximum cover for chronic conditions and hospital expenses. With Pace4♥ you have the greatest cover with no worries.
	You are a hardworking professional that needs all-inclusive hospital cover with all-encompassing day-to-day benefits. Pulse1♥ includes travel cover, chronic medicine, visits to the GP and Wellness Management Programmes without any hidden costs.  Pulse1♥ can give you peace of mind about your well-being.
	You are a concerned parent who's career driven. You want extensive medical cover, which offers a network option that takes the complex management out of your day-to-day medical expenses. With Pulse2♥ , you will be part of a network that covers both in and out-of-hospital benefits along with medicine and benefits that include flu vaccines and paediatric immunisations.

Disclaimer: Whilst Bestmed has taken all reasonable care in compiling this summary we cannot accept any liability for any errors or omissions contained in it. Please note that should a dispute arise with regard to any benefit, the registered rules of Bestmed as submitted to the Registrar in November 2009 shall prevail, pending formal approval from the Council of Medical Scheme.

Benefits and contributions are subject to approval by the Council for Medical Schemes.