FedHeatlh

Why Fedhealth?

Is real medical aid just some pretty pay-off line or does it mean something?

Well, yes it is pretty, but it also stands for everything we are and all that we do. Everyone bandies words like truth, integrity and authenticity about, but how many really mean it?
For us, being real means that we stay true to our core business. We do what we do and do it well.

No matter what option you're on, from our basic hospital plan to our most comprehensive cover, you can enjoy most of these benefits all the time, anytime.

Our UNIQUE benefits

Child dependants stay at “child rate” until age 27.

You only pay the child dependant rate for your children up to the age of 27. On our Maxima Standard option, that could mean a saving of over R10 000 a year! The child rate applies if your child is either a full time student, living at home or in res, is unmarried and not earning more than the maximum social pension.

Grown up “child dependant” can transfer to their own membership without underwriting

Where a former child dependant is no longer a dependant, we have invited him or her to join Fedhealth as a member in their own right. No underwriting would apply in this instance.

You can upgrade to a higher cover option at any time

Fedhealth allows members to upgrade any time during the year if you or any of your dependants are diagnosed with a life threatening condition and you want to move to an option with a higher benefit limit for the treatment of your condition.

You get unlimited oral contraception with no impact to your savings

Not available on Maxima Core.)

Prescriptions for oral contraceptives will be paid from the In-Hospital Benefit and not from day-to-day benefits (OHEB and Savings).

We cover all professional and extreme sports

At Fedhealth, we lead the way when it comes to covering our members who enjoy partaking in professional and extreme sports.

Claims incurred as a result of any injury sustained while participating in an extreme sport such as rock climbing, scuba diving and hunting will be covered within the benefits and rules of the scheme - provided the treatment is received in South Africa. Professional sports such as rugby and soccer are also covered within the benefits and rules of the scheme.

You get 30-days of cover from your-hospital benefit after you leave hospital

Certain treatment arising from a hospital event, for example physiotherapy, X-rays and blood tests are covered for 30 days from date of discharge from hospital from the In-Hospital Benefit.

MRI and CT scans do not impact your savings

MRI and CT scans are covered from the In-Hospital Benefit regardless whether the procedure is performed as an in-patient or out-patient and will not be paid from your OHEB or Savings.

Fedhealth will pay for your take home medication when you leave hospital

Fedhealth covers 7 days’ worth of TTO’s (take home medication) from the In-Hospital Benefit. The medication must both be dispensed by the hospital and reflect on the original hospital account.

We pay for dentistry in-hospital for children under the age of 8

The hospital and anesthetist costs are covered from the In-Hospital Benefit. The dentist’s account is covered from day-to-day benefits (OHEB and Savings).

We pay for emergency treatment in a casualty ward

Treatment received in a casualty ward for trauma, as well as any other treatment in a casualty ward immediately followed by a hospital admission, is covered from the In-Hospital Benefit.

Trauma is defined as a physical injury to the body by an external force which requires immediate attention, for example, stitches.

General radiology will also be paid from the In-Hospital Benefit if it is part of the treatment in the casualty ward.

Interest-free loans for reconstructive and cosmetic surgery

Fedhealth provides interest-free loans for certain cosmetic surgery procedures including breast enhancements and reductions, liposuction, rhinoplasty and otoplasty.  

Trauma Counselling benefit

Fedhealth offers a 24 hour trauma counselling benefit for members for emotional and practical support after a traumatic event.

Working in Africa

Fedhealth offers emergency evacuation services for contract workers working in Africa.

We offer a great range of plans to suit a variety of needs. From basic hospital plans to more comprehensive cover, we are sure you'll find what you're looking for, right here.

Remember that no matter which option you choose, they all come packaged with most or all of our unique benefits

Used by most of our members, this range offers plans from basic to comprehensive cover.
Go for the best even if you just need basic cover with this plan that provides unlimited private hospitalisation. The most popular in our range, this plan offers you the best of both, unlimited private hospitalisation and a good level of day-to-day cover.		A little more than basic, with full hospital cover plus a small amount of day-to-day benefits. Great for those who need to rely a bit more heavily on their medical aid.

This product range has been formulated to cater more for our older members who need to get the most out of their medical aid.
The top of the range, this plan offers very generous day-to-day cover, chronic benefits offerings and hospital cover. Not just your basic hospital plan, this plan is designed to cater for the needs of people who need a little more.		The plan that understands your needs and affordability with good chronic and day-to-day benefits as well as unlimited private hospitalisation.

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